Which of the following segments does not have a revenue percentage of 18%?

The correct answer indicates that the Commercial Banking segment does not have a revenue percentage of 18%. In the context of revenue percentages for different financial segments, it’s important to recognize that different areas of banking and finance typically generate revenue in different ways and at different rates.

The Trading and Sales, Payment and Settlement, and Corporate Finance segments usually align closely with the profitability and revenue generation standards established in various industry benchmarks, including the common observation that these areas often report an 18% revenue percentage. These segments are generally more directly tied to transaction volume and financial markets fluctuations, which can drive higher revenues.

On the other hand, Commercial Banking is primarily focused on traditional banking services such as loans, deposits, and basic customer services. It often produces lower profit margins compared to the more transaction-driven segments. Instead of relying heavily on trading and complex financial instruments, Commercial Banking generates consistent income through interest earnings on loans and fees, which typically results in a revenue percentage that may deviate from the established 18% benchmark. Thus, it is recognized that Commercial Banking does not conform to this specific percentage.

Understanding these distinctions helps clarify why Commercial Banking stands out among the other segments listed.